HCC Medical Insurance Services (HCCMIS)
The Atlas Series
The Atlas Series is HCC Medical Insurance Service’s international travel medical insurance policy designed to cover individuals traveling outside their home country on a relatively short term basis, initial Certificate Periods ranging from 5 days up to 12 months with extension/renewal options for some clients. The Atlas Series consists of three different individual plans: Atlas International—for US citizens and non-US citizens traveling outside the US, Atlas America—for non-US citizens traveling into the US, and Atlas Professional—for professional individuals taking many short trips abroad throughout the year. An Atlas Group version is also available for groups of 5 or more. All these plans are designed to meet any Visa requirements.
Choosing between Atlas International and Atlas America is based solely on where coverage is needed. US citizens must take Atlas International. At no time is the Atlas Series available to US citizens traveling within the US (including all 50 states, the District of Columbia and the US territories of Puerto Rico and the US Virgin Islands). If someone is a US citizen but a permanent resident of another country, they still are not eligible for Atlas coverage when traveling inside the US. However, non-US citizens who reside outside of their country of citizenship are eligible for coverage when traveling to their country of citizenship. Non-US citizens may take either Atlas International or Atlas America, depending on their travel destination. If a non-US citizen is traveling into the US, they must take Atlas America. If a non-US citizen is traveling outside the US, they should take Atlas International. Email us if you have any questions. The web links below will give you quotes and the option to sign up immediately:
Atlas Travel
Atlas Travel (Spanish)
Atlas Professional
Atlas Professional (Spanish)
Atlas Group
Atlas Group (Spanish)
StudentSecure®
StudentSecure® is designed specifically to meet the needs of full-time international students providing coverage in monthly increments with the ability to extend and renew for up to four years. StudentSecure® is appropriate for the international student or scholar and meets or exceeds most government and visa requirements. Three levels of coverage, Select, Budget and Smart, ensure the desired and necessary coverage is obtained. StudentSecure® provides coverage for important benefits such as Maternity and Newborn Care (Select and Budget Plans), Organized Sports Activities, Emergency Medical Evacuation and Repatriation of Remains. Accidental Death and Dismemberment is covered by the Select plan. These benefits are complimented by HCC Medical Insurance Service's strong Travel Assistance Services, unequaled in the travel medical insurance industry. Choosing between either of the three plans depends on what level and area of coverage you desire. For example, the Select plan has a higher Certificate Period maximum ($300,000) and maximum benefit per injury or illness, with greater coverage for Routine Nursery Care of a Newborn, Emergency Medical Evacuation, Emergency Reunion and Repatriation of Remains compared to the Budget ($250,000) and Smart ($200,000) plans. The Select plan also provides Accidental Death & Dismemberment coverage. Additionally, premiums for all plans are reduced for coverage areas that excludes the US. The link below may be used for quotes, plan details and immediate sign up:
StudentSecure®
StudentSecure® (Spanish)
International Medical Group (IMG)
IMG has provided international medical and travel insurance for over two decades. Traveling outside your home country, living abroad, interested in multi-trip medical coverage, group coverage for international employees or contractors, student or faculty medical insurance while living or studying abroad, participating in a cultural exchange? Whether your plans are short- or long-term, your medical needs, even ones needing specialty insurance, will be covered by a recognized world leader. We'd be happy to answer any questions you might have about IMG's plans. You may use our LINK for quotes, answers to questions, brochures or to apply.
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